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Tools · FY 2026-27 slabs · updated Aug 2026

Salary hike calculator

A 12% hike takes ₹12L to ₹13.4L CTC, but monthly in-hand rises ₹10,459 (11.6%), because the increment is taxed at your top slab. Negotiate in in-hand terms, not CTC.

Your pay
₹ lakhs
Where you live
₹ / month · drives HRA exemption + state picks professional tax
Old-regime deductions
your PF counts automatically
cap ₹50,000
Extra in hand every month · new regime
+₹10,459 from a +12% hike on ₹12L
Headline +12% → real +11.6% in hand

What the raise is really worth

Today After +12% Change
Annual CTC ₹12L ₹13.4L +₹1.4L
Annual tax (new regime) ₹0 ₹4,668 +₹4,668
In hand /mo (new regime) ₹90,192 ₹1,00,651 +₹10,459
In hand /mo (old regime) ₹83,210 ₹92,201 +₹8,991

Tax eats ₹389/mo of this increment. Two offers with the same CTC can differ in hand, so compare them here before you sign.

Same inputs · four more answers
For candidates · free If the in-hand number feels light, the problem is usually the offer, not the tax. Roles on Flexiple benchmark against published market medians. Tell us your stack and city. Sending a resume with that ask? Check that it parses first: free ATS score out of 100 , built by Flexiple.
Find roles that pay better
For employers · the other side of this number Hiring at this band? A angular developer in Bengaluru runs ₹13.1L · $1,270/mo all-in, 66.6k matching profiles in the graph.

Frequently asked questions

(New CTC − old CTC) ÷ old CTC × 100. A jump from ₹12L to ₹13.4L is a 12% hike.

The entire increment is taxed at your highest marginal slab, while your existing salary enjoys the lower slabs and rebates. The table above shows the exact before/after at your numbers.

In-hand. Two offers with identical CTC can differ by thousands a month depending on basic %, variable share and employer PF structure. Ask for the salary structure, not just the number.

Job switches typically command 30–50% against 8–12% for in-company appraisals. Slide the hike control to see what any offer is worth in hand before you decide.

FY 2026-27 · new regime is the default state-aware professional tax
Entry level React Developer · Srikalahasti1 yr exp
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