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Tools · FY 2026-27 slabs · updated Aug 2026

Salary hike calculator

A 12% hike takes ₹12L to ₹13.4L CTC, but monthly in-hand rises ₹10,459 (11.6%), because the increment is taxed at your top slab. Negotiate in in-hand terms, not CTC.

Your pay
₹ lakhs
Where you live
₹ / month · drives HRA exemption + state picks professional tax
Old-regime deductions
your PF counts automatically
cap ₹50,000
Extra in hand every month · new regime
+₹10,459 from a +12% hike on ₹12L
Headline +12% → real +11.6% in hand

What the raise is really worth

Today After +12% Change
Annual CTC ₹12L ₹13.4L +₹1.4L
Annual tax (new regime) ₹0 ₹4,668 +₹4,668
In hand /mo (new regime) ₹90,192 ₹1,00,651 +₹10,459
In hand /mo (old regime) ₹83,210 ₹92,201 +₹8,991

Tax eats ₹389/mo of this increment. Two offers with the same CTC can differ in hand, so compare them here before you sign.

Same inputs · four more answers
For candidates · free If the in-hand number feels light, the problem is usually the offer, not the tax. Roles on Flexiple benchmark against published market medians. Tell us your stack and city.
Find roles that pay better
For employers · the other side of this number Hiring at this band? A angular developer in Bengaluru runs ₹13.1L · $1,270/mo all-in, 66.6k matching profiles in the graph.

Frequently asked questions

(New CTC − old CTC) ÷ old CTC × 100. A jump from ₹12L to ₹13.4L is a 12% hike.

The entire increment is taxed at your highest marginal slab, while your existing salary enjoys the lower slabs and rebates. The table above shows the exact before/after at your numbers.

In-hand. Two offers with identical CTC can differ by thousands a month depending on basic %, variable share and employer PF structure. Ask for the salary structure, not just the number.

Job switches typically command 30–50% against 8–12% for in-company appraisals. Slide the hike control to see what any offer is worth in hand before you decide.

FY 2026-27 · new regime is the default state-aware professional tax
Entry level React Developer · Srikalahasti1 yr exp
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